The home loan market is competitive, because of that it can be complicated and confusing. There are now well over fifty lenders and hundreds of different loans to choose from. The wrong choice could cost you thousands of dollars and cause unnecessary stress and heartache.
What Lender? Which products and features? Fixed or variable Interest rate? Redraw? Line of Credit? Offset?
No wonder people choose Lifesaver Home Loans to help them navigate the mortgage maze.
Cruise our website and learn about loans in general. When you are ready you can then choose to:
Click on apply online and fill out the simple form.
Request a no obligation, free appointment to have a friendly consultant visit you to help you at a face-to- face meeting.
CHOOSE A LOAN.
They won't tell you but many lenders have lower than standard rates and fees on hand if you know how to demand them. From time to time Lenders also offer special deals and promotions. Because of our state of the art software we are updated on these 'specials' on a daily basis to make sure you get the right deal.
Over a coffee your consultant will ask you a series of questions designed to determine the right loan for your current and future needs, then assist your selection of a lender and a loan product.
We will help you complete the paperwork and present your application in the best possible light to the lender of your choice.
We know how to speak their language.
We negotiate with the lender on your behalf.
Every lender has different procedures and requirements. It is our job to know what each lender requires and in what format, this speeds up the entire process.
We will advise you immediately the lender unconditionally approves your application and we will organize for the loan documentation to be sent to your home. Most contracts are standard, but a contract is binding, so allow time to read at your leisure.
Some lenders insist that you obtain independent legal advice to make sure that you understand the contract.
We recommend that you consider doing this whether required by the lender or not.
Return the documentation only when you are completely comfortable. Remember, any questions and we are only a phone call away.
Apart from staying in constant contact with you, Lifesaver Home Loans also liaise on your behalf as required, with Solicitors, Accountants, Conveyancers, real estate agents lenders and others, to make sure that everything runs smoothly. We will notify you when settlement has been booked and confirm when completed.
RELAX AND ENJOY!
Whether you needed Lifesaver Home Loans to assist you to buy your first home or your tenth, wanted to do those home improvements or restructure your debts to save thousands on interest, or you wanted to lower your monthly payments; it has now happened! Stop and smell the roses! Relax and enjoy!
We will stay in regular contact. When you need us again we will still be here.
Thank you again for your trust.
When you hear someone complaining about poor service from another broker or from frustration with dealing directly with a lender; please tell him or her about Lifesaver Home Loans.
We won't let you or them down!