How Much Can I Borrow What Will My Repayments Be? Apply Online... Speak to a helpful consultant... Request a free appointment
  Seven steps to finding the right home loan.  
     
 
     
 

Step 1.

RESEARCH.
The home loan market is competitive, because of that it can be complicated and confusing. There are now well over fifty lenders and hundreds of different loans to choose from. The wrong choice could cost you thousands of dollars and cause unnecessary stress and heartache.

What Lender? Which products and features? Fixed or variable Interest rate? Redraw? Line of Credit? Offset?

No wonder people choose Lifesaver Home Loans to help them navigate the mortgage maze.

 

Step 2.

CONTACT US.
Cruise our website and learn about loans in general. When you are ready you can then choose to:

Click on apply online and fill out the simple form.

Request a no obligation, free appointment to have a friendly consultant visit you to help you at a face-to- face meeting.

 

Step 3.

CHOOSE A LOAN.
They won't tell you but many lenders have lower than standard rates and fees on hand if you know how to demand them. From time to time Lenders also offer special deals and promotions. Because of our state of the art software we are updated on these 'specials' on a daily basis to make sure you get the right deal.

Over a coffee your consultant will ask you a series of questions designed to determine the right loan for your current and future needs, then assist your selection of a lender and a loan product.

 

Step 4.

APPROVAL.
We will help you complete the paperwork and present your application in the best possible light to the lender of your choice.

We know how to speak their language.

We negotiate with the lender on your behalf.

Every lender has different procedures and requirements. It is our job to know what each lender requires and in what format, this speeds up the entire process.

 

Step 5.

DOCUMENTATION.
We will advise you immediately the lender unconditionally approves your application and we will organize for the loan documentation to be sent to your home. Most contracts are standard, but a contract is binding, so allow time to read at your leisure.

Some lenders insist that you obtain independent legal advice to make sure that you understand the contract.

We recommend that you consider doing this whether required by the lender or not.

Return the documentation only when you are completely comfortable. Remember, any questions and we are only a phone call away.

 

Step 6.

SETTLEMENT.
Apart from staying in constant contact with you, Lifesaver Home Loans also liaise on your behalf as required, with Solicitors, Accountants, Conveyancers, real estate agents lenders and others, to make sure that everything runs smoothly. We will notify you when settlement has been booked and confirm when completed.

 

Step 7.

RELAX AND ENJOY!
Whether you needed Lifesaver Home Loans to assist you to buy your first home or your tenth, wanted to do those home improvements or restructure your debts to save thousands on interest, or you wanted to lower your monthly payments; it has now happened! Stop and smell the roses! Relax and enjoy!

We will stay in regular contact. When you need us again we will still be here.

Thank you again for your trust.

When you hear someone complaining about poor service from another broker or from frustration with dealing directly with a lender; please tell him or her about Lifesaver Home Loans.

We won't let you or them down!

 

Some testimonials from people that we've helped...

"Easy to contact (both phone and email) and prompt replies. " - Lauren from Hoppers Crossing

"Consultative and although it's taken some time to get right - I appreciate the effort Peter went to to get the result." - Trevor and Jemima from Sunbury

"Both times we have dealt with you it has been hassle free." - Michael and Fiona from Ballarat

"Very friendly always available to answer questions very knowledgable." - Les from Rowville

"As always Peter is there when you need him no matter when or why. I dont have anyone else to recomend as yet but you can be assured as soon as i do they will be coming to you." - Glen and Renee from Berwick

"Straight to the point and you got me the best value for money" - Philip from Everton Park

"Your great work on obtaining our re-finance with Suncorp - they have been exceptional in service as you were! And the fact you ate my scary macaroon biscuits!!! If we need any financial requirements - you will be the first to hear from us!!!" - Jennie and Ray from Sassafras

"Efficiency and Contactability and information provided" - Ellen and Michael from Boronia

"Reliability Objectivity Flexibility, Thanks Peter! We LOVE our new house! It probably wouldn't have happened without your help! In a stressful time it's good to have someone on your side.Reliability Objectivity Flexibility, Thanks Peter! We LOVE our new house! It probably wouldn't have happened without your help! In a stressful time it's good to have someone on your side." - Lauren and Stephen from Warburton

"Thanks for the quick responses to all my correspondence - regular updates with the loan application." - Tina and Peter from Lilydale

"Thanks for responding to my questions so quickly." - George from Kenmore

"Thanks for having the forms ready to fill out and doing the running around for me." - Julie from Lawnton

"Your persistence and follow up was very much appreciated! Thanks for everything." - Rachel and David from Cockatoo

"Peter has level of genuine care and resolve to take a personal interest in my circumstance and case." - Fiona from Edithvale

"Peter has excellent communication and follow-up Knowledge of the choices." - Joanne from Burwood

"Thanks for understanding my finances and needs on how to structure my loan. Very helpful and understanding." - Niki from Fairfield

"Peter was extremely helpful and WOULD BEND OVER BACKWARDS TO ASSIST US." - Donna and Andrew from Hoppers Crossing

"Loved the fact that you asked if we wanted to go with someone else even after we had signed the papers with CBA and you had already done alot of work as it was!" - Stepanie and Greg from Upwey

"Thanks for your speedy responses." - Kylie from Kenmore

"Peter put up with my lack of understanding of the process. Helped me through information requirements from builder which were above beyond the norm." - Victor from Wantirna

"Peter gave me alternatives to buying an established property and the savings that could be had." - Suzanne from Maidstone

"Always kept us updated on the progress would always make sure we understood everything." - Michael and Joanne from Boort

"What did you like the most about me? How you go out of your way for your customers, and your honesty." - Carlo and Rina from Epping

 
 
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